A client claims your and campaign included misleading performance claims. They face fines and sue your agency for damages. Professional liability insurance may help cover legal defense costs and settlements.

You recommend a strategy to a client to expand their business into a new market. The client invests heavily, but the plan doesn’t succeed and they claim your advice caused financial loss. Professional liability insurance can help cover legal fees and settlements.

A client claims that your counseling advice or treatment plan caused emotional distress or worsened their condition. Professional liability insurance, also known as malpractice insurance, may help cover legal defense costs and settlements.

Even experienced lawyers can face claims related to missed deadlines, contract errors, or legal advice disputes. If a client claims your work caused them financial loss, professional liability insurance  may help cover legal defense costs and damages.

Even experienced interior designers can face disagreements over design recommendations, measurements, or vendor choices. If a client claims your design advice caused delays, extra costs, or financial loss for example, ordering custom furniture that doesn’t fit the space professional liability insurance  can help cover legal costs and damages.

You deliver a branding package, but a small design error goes unnoticed. The client publishes it, receives negative attention, and claims your mistake harmed their brand. Professional liability insurance can help cover legal defense and damages.

You advise a school on a new grading system. Later, a flaw in your recommendation causes student records to be miscalculated, and the school claims financial loss due to extra staff hours spent fixing it. Professional liability insurance (also called errors & omissions) can help cover legal fees and damages.

Even experienced architects can overlook a detail or face disagreements over design decisions. If a client claims your plans caused delays or financial loss, professional liability insurance (also called errors & omissions) can help. Example: You design a loft extension. Later, the structure is found unstable due to an overlooked measurement. The client sues for redesign costs and temporary housing. Professional liability insurance could help cover your legal defense and damages.