For as low as $14/month

Affordable Business Insurance for You.

Instant Business Insurance

Affordable Business Insurance for You.

Small businesses and non-profits face unique risks. We simplify insurance and tailor affordable coverage based on your needs.
Get a free quote now and save up to 30%.

Small businesses and non-profits face unique risks. That's why we make insurance simple, affordable, and tailored to you.

Small businesses and non-profits face unique risks.
That's why we make insurance simple, affordable, and tailored to you.

Group of small business owners in a workshop, representing coverage for businesses and nonprofits
Group of small business owners in a workshop, representing coverage for businesses and nonprofits
Group of small business owners in a workshop, representing coverage for businesses and nonprofits
Group of small business owners in a workshop, representing coverage for businesses and nonprofits

Coverage That Supports Your Cause

Coverage That Supports Your Cause

We Understand the Unique Risks You Face

We Understand the Unique Risks You Face

We believe protecting your mission starts with protecting the people behind it — your board, your team, and your supporters.

We believe protecting your mission starts with protecting the people behind it — your board, your team, and your supporters.

We believe protecting your mission starts with protecting the people behind it — your board, your team, and your supporters.

Why Choose GritStone

Insurance that keeps you safe and your costs manageable.

100+ Years of Combined Experience

100+ Years of Combined Experience

Our team combines decades of experience focused on commercial insurance. We know your risks, your requirements, and how to secure coverage that actually fits your needs.

Our team combines decades of experience focused on commercial insurance. We know your risks, your requirements, and how to secure coverage that actually fits your needs.

More Markets. Better Quotes.

More Markets. Better Quotes.

We’re appointed with niche insurance companies that specialize in your business. That means competitive quotes and the right coverage without overpaying.

We’re appointed with niche insurance companies that specialize in your business. That means competitive quotes and the right coverage without overpaying.

Fast, Reliable Service

Fast, Reliable Service

We pride ourselves on being available when you need us most, from urgent certificates to timely claim support.

We pride ourselves on being available when you need us most, from urgent certificates to timely claim support.

Advisor meeting with clients to review insurance documents
Advisor meeting with clients to review insurance documents
Advisor meeting with clients to review insurance documents

Customer Reviews

Customer Reviews

See what our satisfied clients said

See what our satisfied clients said

See what our satisfied clients said

Businesses and non-profits trust us to simplify insurance so they can stay focused on what matters.

Businesses and non-profits trust us to simplify insurance so they can stay focused on what matters.

Businesses and non-profits trust us to simplify insurance so they can stay focused on what matters.

Adam Pearce

Board Chair, Community Arts Collective

Cindy thoroughly guided us through the D&O policy and explained it thoroughly. She took her time, ensuring we fully understood the fundamentals before proceeding with the signing process.

Adam Pearce

Board Chair, Community Arts Collective

Cindy thoroughly guided us through the D&O policy and explained it thoroughly. She took her time, ensuring we fully understood the fundamentals before proceeding with the signing process.

Adam Pearce

Board Chair, Community Arts Collective

Cindy thoroughly guided us through the D&O policy and explained it thoroughly. She took her time, ensuring we fully understood the fundamentals before proceeding with the signing process.

Adam Pearce

Board Chair, Community Arts Collective

Cindy thoroughly guided us through the D&O policy and explained it thoroughly. She took her time, ensuring we fully understood the fundamentals before proceeding with the signing process.

Sally Robson

Executive Director, City Food Bank

We don’t have a risk manager, so insurance always felt intimidating. GritStone explained things in plain English and made sure our board and volunteers are covered. It feels like a weight off my shoulders.

Sally Robson

Executive Director, City Food Bank

We don’t have a risk manager, so insurance always felt intimidating. GritStone explained things in plain English and made sure our board and volunteers are covered. It feels like a weight off my shoulders.

Sally Robson

Executive Director, City Food Bank

We don’t have a risk manager, so insurance always felt intimidating. GritStone explained things in plain English and made sure our board and volunteers are covered. It feels like a weight off my shoulders.

Sally Robson

Executive Director, City Food Bank

We don’t have a risk manager, so insurance always felt intimidating. GritStone explained things in plain English and made sure our board and volunteers are covered. It feels like a weight off my shoulders.

James Hillier

Board Chair, Community Arts Collective

As a board, we worried about liability if something went wrong. Getting D&O coverage was quick, and they actually took the time to explain what was in the policy. Very happy with the responsiveness of the team.

James Hillier

Board Chair, Community Arts Collective

As a board, we worried about liability if something went wrong. Getting D&O coverage was quick, and they actually took the time to explain what was in the policy. Very happy with the responsiveness of the team.

James Hillier

Board Chair, Community Arts Collective

As a board, we worried about liability if something went wrong. Getting D&O coverage was quick, and they actually took the time to explain what was in the policy. Very happy with the responsiveness of the team.

James Hillier

Board Chair, Community Arts Collective

As a board, we worried about liability if something went wrong. Getting D&O coverage was quick, and they actually took the time to explain what was in the policy. Very happy with the responsiveness of the team.

Kelly Pearce

CEO, Hope Housing Foundation

We needed a certificate quickly for a grant, and Cindy got it to us without any hassle. She kept things simple and followed up to make sure it worked for the funder.

Kelly Pearce

CEO, Hope Housing Foundation

We needed a certificate quickly for a grant, and Cindy got it to us without any hassle. She kept things simple and followed up to make sure it worked for the funder.

Kelly Pearce

CEO, Hope Housing Foundation

We needed a certificate quickly for a grant, and Cindy got it to us without any hassle. She kept things simple and followed up to make sure it worked for the funder.

Kelly Pearce

CEO, Hope Housing Foundation

We needed a certificate quickly for a grant, and Cindy got it to us without any hassle. She kept things simple and followed up to make sure it worked for the funder.

Co-workers choosing the right insurance option on a laptop
Co-workers choosing the right insurance option on a laptop
Co-workers choosing the right insurance option on a laptop

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Get Value Every Week

Subscribe to our newsletter for updates.

Receive grants data, compliance changes, industry lawsuits, and practical risk management straight to your inbox.

Join our subscribers and stay up to date with our newsletter

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.