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What Is Trucking Physical Damage?
Trucking Physical Damage helps pay to repair or replace your covered truck if it’s damaged, stolen, or vandalized. It focuses on your vehicle, not injuries or damage you cause to others, and is commonly written as collision and comprehensive.
What Does Trucking Physical Damage Cover?
It typically covers collision damage plus non-collision losses like theft, fire, vandalism, hail, and falling objects. Coverage applies to listed vehicles, up to your policy limit, after the deductible.
Collision repairs after a wreck
Your driver clips a barrier on the 405 and the tractor needs body work and suspension repairs. Physical Damage can help cover the repair bill, minus your deductible.
Theft or attempted theft
A parked truck is stolen overnight, or thieves damage the ignition and doors trying to take it. Comprehensive coverage can help pay to replace the truck or repair the damage.
Weather and road hazards
A windstorm drops a tree limb onto the cab, or hail cracks lights and dents panels. Physical Damage can help cover those non-collision repairs so you can get back on the road.
Trucking Physical Damage Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.
