We partner with 100+ insurance companies you can count on.
What Is Trucking Primary Auto Liability?
Trucking Primary Auto Liability is the core liability coverage for your scheduled trucks when you are at fault in an accident. It helps pay for injuries and property damage to others, plus legal defense, so one crash does not derail your business.
What Does Trucking Primary Auto Liability Cover?
It covers bodily injury and property damage you cause while operating covered autos, along with defense costs. It can also address certain accident-related claims tied to loading or unloading, depending on the policy.
Rear end collision in traffic
Damage at a shipper or receiver
Injury tied to loading or unloading
Key Features of Trucking Primary Auto Liability
Satisfies primary liability requirements
Many contracts and filings require primary auto liability for motor carriers. This policy is designed to be the first layer of liability coverage for covered vehicles on the road.
Defense costs built in
Accidents often trigger attorneys, investigations, and settlement negotiations. Primary auto liability typically includes defense, which can matter as much as the damages themselves.
Limits and vehicles tailored to your operation
You can schedule the tractors and trucks you operate and choose limits that fit your routes, cargo profile, and customer requirements, whether you run local, regional, or long haul.
Trucking Primary Auto Liability Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.
