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What Is Technology Errors & Omissions (Tech E&O)?
Technology Errors & Omissions, often called Tech E&O, helps protect tech-focused businesses when a client says your product or service failed to perform as promised and caused them a financial loss. It can help cover legal defense and settlements tied to that allegation.
What Does Technology Errors & Omissions (Tech E&O) Cover?
Tech E&O typically covers claims alleging negligence, mistakes, or failure to deliver in tech services or software. It can include legal defense costs, settlements, and judgments, depending on the policy.
A software release breaks a client’s workflow
A missed requirement leads to costly rework
A professional services dispute turns into a lawsuit
Key Features of Technology Errors & Omissions (Tech E&O)
Coverage built for financial loss claims
Tech E&O is designed for situations where a client’s main complaint is economic damage tied to your work, such as downtime, failed deliverables, or a solution that does not perform as expected.
Legal defense can be the biggest value
A demand letter can escalate quickly. Many policies help pay attorney fees, expert witnesses, and other defense expenses, which can matter even when a claim is unfounded.
Can be tailored to your contracts and risk profile
Limits, deductibles, retroactive dates, and endorsements can be adjusted based on your services, client requirements, and how you deliver work, including consulting, managed services, or software development.
Technology Errors & Omissions (Tech E&O) Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.
