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Why Does a Roofer Need Insurance?
Roofing work puts people, property, and equipment in play every day. One slip on a ladder, a sudden wind gust, or a small install mistake can turn into a big bill. Insurance helps you keep jobs moving and meet GC and client requirements.
What Does Roofer Insurance Cover?
Roofer insurance can cover third-party injuries, property damage, jobsite accidents, damage to your tools and vehicles, and certain claims tied to completed work. Coverage depends on your operations and contracts.
A homeowner trips near your work area
A client walks under caution tape, trips on a tarp edge, and breaks a wrist. General liability can help pay medical costs and legal defence if you are blamed.
Materials slide and damage property
A bundle of shingles shifts off the roof and dents a vehicle in the driveway. Liability coverage can help handle repairs and related claims.
A crew member gets hurt on the roof
An employee slips on a steep pitch and needs surgery and time off. Workers’ comp can help cover medical bills and wage replacement, and may be required in California.
Roofer Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
