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Why Does a Refrigerated Trucking Need Insurance?
Refrigerated trucking operates on tight schedules and margins, where temperature-sensitive cargo leaves little room for error. A delay, equipment issue, or collision can trigger cargo loss, injuries, and disputes at once. Insurance helps prevent one bad day from ending the business, while meeting shipper and broker requirements and avoiding coverage gaps that appear only after a claim.
What Does Refrigerated Trucking Insurance Cover?
Refrigerated trucking insurance covers accident liability, dock injuries, and cargo losses involving temperature-controlled freight. It can also protect tractors, trailers, and refrigeration units from theft or damage, with coverage tailored to your lanes, commodities, and use of owner-operators.
Temperature excursion and rejected load
Dock accident with third-party injury
Theft at a rest stop
Refrigerated Trucking Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
