Real Estate

Real Estate

Real Estate

Learn what kind of coverage you need as a Real Estate. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Real Estate. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Real Estate. Ready for a quote? We'll help protect your practice quickly and simply.

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Why Does a Real Estate Need Insurance?

Real estate work moves fast and involves high expectations, tight deadlines, and constant client contact. One mistake, a dispute over disclosures, or an accident during a showing can turn into a costly claim. Insurance helps keep a single incident from derailing your business.

What Does Real Estate Insurance Cover?

It can cover lawsuits tied to your professional services, injuries or property damage during business activities, protection for your office and equipment, and certain cyber and crime losses depending on the policy.

A client alleges misrepresentation

After closing, the buyer claims you failed to disclose known water intrusion and sues for repair costs and lost value. Professional liability can help cover defense and settlement.
After closing, the buyer claims you failed to disclose known water intrusion and sues for repair costs and lost value. Professional liability can help cover defense and settlement.

Injury at an open house

A visitor trips on a loose step during a showing and demands medical costs and lost wages. General liability may respond to bodily injury claims like this.
A visitor trips on a loose step during a showing and demands medical costs and lost wages. General liability may respond to bodily injury claims like this.

Wire fraud on earnest money

A spoofed email redirects a buyer’s funds to a fraudulent account. Cyber coverage may help with forensic work, notifications, and certain losses depending on how the policy is written.
A spoofed email redirects a buyer’s funds to a fraudulent account. Cyber coverage may help with forensic work, notifications, and certain losses depending on how the policy is written.

Real Estate Insurance Made Simple

Everything you need to know about protecting your business, from coverage basics to real-world scenarios.

Is real estate E&O the same as general liability?

No. General liability is about bodily injury and property damage, like a client getting hurt at a showing. E&O, also called professional liability, focuses on claims that your professional services caused someone financial harm, like an alleged disclosure failure, a transaction error, or a missed contingency date.

What does a typical real estate E&O claim look like?

Do independent agents and small brokerages need different coverage?

Does E&O cover intentional fraud or known issues?

What about property managers, leasing, or short term rentals?

How much does real estate insurance cost in California?

Is real estate E&O the same as general liability?

No. General liability is about bodily injury and property damage, like a client getting hurt at a showing. E&O, also called professional liability, focuses on claims that your professional services caused someone financial harm, like an alleged disclosure failure, a transaction error, or a missed contingency date.

What does a typical real estate E&O claim look like?

Do independent agents and small brokerages need different coverage?

Does E&O cover intentional fraud or known issues?

What about property managers, leasing, or short term rentals?

How much does real estate insurance cost in California?

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.