Professional Services

Professional Services

Professional Services

Learn what kind of coverage you need as a Professional Services. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Professional Services. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Professional Services. Ready for a quote? We'll help protect your practice quickly and simply.

Backed by 20+ years’ experience

Save up to 35% on premiums

Partnership with top carriers

We partner with 100+ insurance companies you can count on.

Why Does a Professional Services Need Insurance?

When clients rely on your advice, a small mistake can turn into a costly dispute. Insurance helps cover legal defense, settlements, and everyday risks like client injuries, damaged equipment, or a cyber incident that interrupts work.

What Does Professional Services Insurance Cover?

It can protect your business from professional mistakes, client claims, accidents at your office or job site, damaged or stolen gear, cyber events, and employee related risks, depending on the policies you choose.

A client says your advice caused a financial loss

A deliverable is misunderstood or a deadline slips, and the client alleges negligence. Professional liability can help pay for attorneys, expert witnesses, and a settlement or judgment.
A deliverable is misunderstood or a deadline slips, and the client alleges negligence. Professional liability can help pay for attorneys, expert witnesses, and a settlement or judgment.

Someone gets hurt during a meeting

A client trips in your lobby or a vendor is injured while visiting your workspace. General liability can help cover medical costs and legal expenses if you are held responsible.
A client trips in your lobby or a vendor is injured while visiting your workspace. General liability can help cover medical costs and legal expenses if you are held responsible.

A laptop with client data disappears

A stolen device or compromised email exposes confidential files. Cyber coverage can help with notification costs, forensic support, and business interruption from downtime.
A stolen device or compromised email exposes confidential files. Cyber coverage can help with notification costs, forensic support, and business interruption from downtime.

Professional Services Insurance Made Simple

Everything you need to know about protecting your business, from coverage basics to real-world scenarios.

Do I need professional liability if I already have general liability?

In most cases, yes. General liability is for accidents like a client injury or property damage. Professional liability is for claims tied to your work, advice, or deliverables, like an alleged mistake, oversight, or failure to meet professional standards. Many client contracts ask for both.

What kinds of professional services typically need this coverage?

What does a professional liability policy usually not cover?

How much coverage should a professional services firm carry?

Will this cover work done by subcontractors or 1099 contractors?

How fast can I get a quote for professional services insurance?

Do I need professional liability if I already have general liability?

In most cases, yes. General liability is for accidents like a client injury or property damage. Professional liability is for claims tied to your work, advice, or deliverables, like an alleged mistake, oversight, or failure to meet professional standards. Many client contracts ask for both.

What kinds of professional services typically need this coverage?

What does a professional liability policy usually not cover?

How much coverage should a professional services firm carry?

Will this cover work done by subcontractors or 1099 contractors?

How fast can I get a quote for professional services insurance?

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.