We partner with 100+ insurance companies you can count on.
What Is Products Liability?
Products Liability insurance helps protect your business if a product you make, sell, distribute, or label is blamed for causing bodily injury or property damage. It can cover legal defense and settlements, even if the claim turns out to be unfounded.
What Does Products Liability Cover?
It typically covers third-party injury or property damage tied to your product, plus attorney fees, court costs, and settlements or judgments. Coverage usually applies to accidents caused by design, manufacturing, or warning issues.
A customer is injured using your product
Your product damages someone else’s property
Claims tied to labels, instructions, or warnings
Key Features of Products Liability
Defense costs can be the biggest value
Lawsuits are expensive fast. Products Liability can help pay for attorneys, expert witnesses, and court costs while your business keeps operating.
Protection across your role in the supply chain
You do not have to be the manufacturer to be named in a lawsuit. Coverage can apply whether you make the product, import it, distribute it, repackage it, or sell it under your brand.
Helps meet contract and vendor requirements
Many retailers, marketplaces, and commercial customers require Products Liability limits before they will stock, list, or purchase your products.
Products Liability Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.












