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What Is Pollution Liability?
Pollution Liability insurance helps pay for claims when your business is blamed for releasing pollutants that cause bodily injury, property damage, or cleanup costs. It can apply to sudden accidents or conditions that develop over time, depending on the policy.
What Does Pollution Liability Cover?
It can cover third-party injury and property damage, cleanup and remediation, legal defense, and certain regulatory costs tied to a covered pollution event, such as a spill, leak, or contaminant release.
A chemical spill at a jobsite
Mold and indoor air quality allegations
Fuel or oil leak from equipment or storage
Key Features of Pollution Liability
Cleanup and remediation support
Pollution claims often start with a demand to remediate, not a lawsuit. Many policies can cover investigation, removal, and disposal costs for a covered event, including work required by a government authority.
Legal defense for complex claims
Pollution allegations can trigger multiple parties, experts, and regulators. Coverage typically includes defense costs for covered claims, which can be critical even when the facts are disputed.
Options for your industry and exposures
Policies can be tailored for contractors, manufacturers, property owners, and service firms, with choices like jobsite coverage, transportation-related pollution, and coverage for gradual conditions when available.
Pollution Liability Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.
