Non-Profits

Non-Profits

Non-Profits

Learn what kind of coverage you need as a Non-Profits. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Non-Profits. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Non-Profits. Ready for a quote? We'll help protect your practice quickly and simply.

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Why Does a Non-Profits Need Insurance?

Nonprofits manage people, property, donations, and events, often with lean budgets. One injury at a fundraiser, a vehicle accident, or a dispute over decisions can pull funds away from your mission. Insurance helps keep programs running when the unexpected hits.

What Does Non-Profits Insurance Cover?

It can cover injuries to the public, damage to rented or owned spaces, lawsuits tied to leadership decisions, employee claims, and certain cyber and crime losses. Coverage is built around how you operate and how you raise funds.

Injury at an event

A volunteer day or gala ends with a guest slipping on a wet entryway. The claim can include medical bills, legal costs, and a settlement, even if your team did nothing intentionally wrong.
A volunteer day or gala ends with a guest slipping on a wet entryway. The claim can include medical bills, legal costs, and a settlement, even if your team did nothing intentionally wrong.

Board decision dispute

A former executive director alleges wrongful termination, or a donor claims funds were mismanaged. Defense costs add up fast, and directors and officers coverage is designed for these leadership-related allegations.
A former executive director alleges wrongful termination, or a donor claims funds were mismanaged. Defense costs add up fast, and directors and officers coverage is designed for these leadership-related allegations.

Theft or funds diversion

A staff member or volunteer is accused of skimming cash from a fundraiser or redirecting online donations. Crime coverage can help with certain direct financial losses and the cost to investigate and respond.
A staff member or volunteer is accused of skimming cash from a fundraiser or redirecting online donations. Crime coverage can help with certain direct financial losses and the cost to investigate and respond.

Non-Profits Insurance Made Simple

Everything you need to know about protecting your business, from coverage basics to real-world scenarios.

What insurance does a nonprofit typically need in California?

Most nonprofits start with general liability, property coverage for offices or program sites, and directors and officers liability. If you have employees, you will also need workers’ compensation. Many organizations add hired and non-owned auto if staff or volunteers drive for the mission, plus cyber and crime coverage if you handle donations and personal data.

Do we need insurance if we only use volunteers?

Does general liability cover our fundraising events?

What is D&O insurance for nonprofits, and why is it so important?

We rent space. Do we still need property insurance?

How do you price nonprofit insurance and what information do you need for a quote?

What insurance does a nonprofit typically need in California?

Most nonprofits start with general liability, property coverage for offices or program sites, and directors and officers liability. If you have employees, you will also need workers’ compensation. Many organizations add hired and non-owned auto if staff or volunteers drive for the mission, plus cyber and crime coverage if you handle donations and personal data.

Do we need insurance if we only use volunteers?

Does general liability cover our fundraising events?

What is D&O insurance for nonprofits, and why is it so important?

We rent space. Do we still need property insurance?

How do you price nonprofit insurance and what information do you need for a quote?

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.