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Why Does a Non-Profits Need Insurance?
Nonprofits manage people, property, donations, and events, often with lean budgets. One injury at a fundraiser, a vehicle accident, or a dispute over decisions can pull funds away from your mission. Insurance helps keep programs running when the unexpected hits.
What Does Non-Profits Insurance Cover?
It can cover injuries to the public, damage to rented or owned spaces, lawsuits tied to leadership decisions, employee claims, and certain cyber and crime losses. Coverage is built around how you operate and how you raise funds.
Injury at an event
A volunteer day or gala ends with a guest slipping on a wet entryway. The claim can include medical bills, legal costs, and a settlement, even if your team did nothing intentionally wrong.
Board decision dispute
A former executive director alleges wrongful termination, or a donor claims funds were mismanaged. Defense costs add up fast, and directors and officers coverage is designed for these leadership-related allegations.
Theft or funds diversion
A staff member or volunteer is accused of skimming cash from a fundraiser or redirecting online donations. Crime coverage can help with certain direct financial losses and the cost to investigate and respond.
Non-Profits Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
