New trucking venture insurance is built to protect your business from the types of losses that happen in day-to-day hauling. It can help cover injury or property damage you cause to others, damage to your own truck and equipment, and claims tied to the freight you are responsible for. It can also address the less obvious exposures, like a lawsuit from a loading dock incident or an employee injury that sidelines a driver. The right setup depends on how you operate. Local vs. long haul, owner-operator vs. hired drivers, the commodities you haul, and whether you lease onto another carrier all change what you need. A good program matches your contracts and your routes, not just a generic checklist.