Midwife Insurance

Midwife Insurance

Midwife Insurance

Learn what kind of coverage you need as a Midwife. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Midwife. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Midwife. Ready for a quote? We'll help protect your practice quickly and simply.

Backed by 20+ years’ experience

Save up to 35% on premiums

Partnership with top carriers

We partner with 100+ insurance companies you can count on.

Why Does a Midwife Need Insurance?

Midwifery is hands-on, time-sensitive care where one misunderstanding or complication can turn into a costly claim. Insurance helps protect your license, your income, and your practice when a client alleges harm, paperwork is questioned, or an accident happens on the job.

What Does Midwife Insurance Cover?

Midwife insurance can cover professional liability for clinical care, general liability for accidents, and business protection for equipment, records, and income. Coverage can be tailored for home births, birth centers, and postpartum care.

Birth outcome allegation

A client claims delayed transfer or monitoring led to an injury. Professional liability can help cover legal defense and potential settlement, even when you followed your protocols and documentation.
A client claims delayed transfer or monitoring led to an injury. Professional liability can help cover legal defense and potential settlement, even when you followed your protocols and documentation.

Slip-and-fall during a home visit

A partner trips over your bag in a hallway and needs stitches. General liability may help pay medical costs and protect you if they pursue a claim for pain, lost wages, or negligence.
A partner trips over your bag in a hallway and needs stitches. General liability may help pay medical costs and protect you if they pursue a claim for pain, lost wages, or negligence.

Lost or exposed client records

A laptop with charting is stolen from your car or a portal is misconfigured. Cyber and privacy coverage can help with notification costs, credit monitoring, and legal support tied to protected health information.
A laptop with charting is stolen from your car or a portal is misconfigured. Cyber and privacy coverage can help with notification costs, credit monitoring, and legal support tied to protected health information.

Midwife Insurance Made Simple

Everything you need to know about protecting your business, from coverage basics to real-world scenarios.

Is midwife insurance the same as malpractice insurance?

Many people use the terms interchangeably, but they are not always identical. For midwives, malpractice typically refers to professional liability coverage for claims tied to clinical judgment, monitoring, documentation, informed consent, and transfer decisions. A complete insurance setup usually also includes general liability and coverage for your business property and operations.

What does professional liability usually cover for a midwife?

I only do postpartum visits and lactation support. Do I still need coverage?

Does midwife insurance cover home births and birth center work?

What limits should a midwife carry in California?

How quickly can I get a quote and proof of insurance?

Is midwife insurance the same as malpractice insurance?

Many people use the terms interchangeably, but they are not always identical. For midwives, malpractice typically refers to professional liability coverage for claims tied to clinical judgment, monitoring, documentation, informed consent, and transfer decisions. A complete insurance setup usually also includes general liability and coverage for your business property and operations.

What does professional liability usually cover for a midwife?

I only do postpartum visits and lactation support. Do I still need coverage?

Does midwife insurance cover home births and birth center work?

What limits should a midwife carry in California?

How quickly can I get a quote and proof of insurance?

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.