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What Is Medical Malpractice Insurance?
Medical malpractice insurance, often called med-mal or professional liability for healthcare, helps protect medical professionals and practices when a patient claims a service caused harm. It can cover legal defense and settlements tied to alleged errors, omissions, or negligence.
What Does Medical Malpractice Cover?
It helps pay for attorney fees, court costs, settlements, and judgments when a patient alleges a covered professional mistake. Many policies also include licensing board defense and certain consent to settle options.
Missed diagnosis allegation
Medication or treatment error claim
Procedure complication dispute
Key Features of Medical Malpractice
Defense costs when a claim hits
Malpractice claims are expensive to fight, even when you did nothing wrong. Coverage can help pay for attorneys, expert witnesses, and court related expenses tied to a covered allegation.
Protection tailored to your role and setting
Limits, deductible structure, and endorsements can be aligned to your specialty, procedures performed, and whether you work in a clinic, group practice, or as an independent provider.
Claims made details that actually matter
Many malpractice policies are claims made, meaning timing is critical. We help you understand retroactive dates, prior acts, and tail coverage so you are not surprised if you change carriers or retire.
Medical Malpractice Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.
