Mason Insurance

Mason Insurance

Mason Insurance

Learn what kind of coverage you need as a Mason. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Mason. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Mason. Ready for a quote? We'll help protect your practice quickly and simply.

Backed by 20+ years’ experience

Save up to 35% on premiums

Partnership with top carriers

We partner with 100+ insurance companies you can count on.

Why Does a Mason Need Insurance?

Masonry work brings heavy materials, power tools, jobsite traffic, and tight deadlines. One cracked foundation, injured passerby, or stolen saw can turn a profitable project into a major loss. Insurance helps keep your crew working and your contracts intact.

What Does Mason Insurance Cover?

It can cover third-party injuries and property damage, damage to completed work, theft of tools and materials, and on-the-job employee injuries. Coverage can also extend to your truck, trailer, and job site equipment.

A wall fails after handoff

Weeks after completion, a block wall shifts and damages a client’s patio and fence. The property damage claim and legal costs can be handled under the right liability coverage.
Weeks after completion, a block wall shifts and damages a client’s patio and fence. The property damage claim and legal costs can be handled under the right liability coverage.

A bystander gets hurt near the work zone

A piece of masonry debris falls outside the taped area and injures a pedestrian. Medical bills and a lawsuit can follow even if you were careful.
A piece of masonry debris falls outside the taped area and injures a pedestrian. Medical bills and a lawsuit can follow even if you were careful.

Tools and materials disappear overnight

Your mixer, saws, and pallets of block are stolen from a jobsite. Replacement costs and downtime add up fast without property and equipment coverage.
Your mixer, saws, and pallets of block are stolen from a jobsite. Replacement costs and downtime add up fast without property and equipment coverage.

Mason Insurance Made Simple

Everything you need to know about protecting your business, from coverage basics to real-world scenarios.

What insurance do masons usually need to get hired?

Most GCs and property owners want proof of general liability, and many require workers’ compensation if you have employees. If you drive to jobs in a business vehicle, commercial auto is commonly requested too. The exact limits and additional insured wording typically come from the contract, so it helps to review it before you start.

Does general liability cover damage to my own work?

Are my tools covered if they’re stolen from a truck or job site?

I’m a one-person masonry business. Do I still need workers’ comp?

What if a subcontractor I hire causes a loss?

How are masonry insurance premiums usually priced?

What insurance do masons usually need to get hired?

Most GCs and property owners want proof of general liability, and many require workers’ compensation if you have employees. If you drive to jobs in a business vehicle, commercial auto is commonly requested too. The exact limits and additional insured wording typically come from the contract, so it helps to review it before you start.

Does general liability cover damage to my own work?

Are my tools covered if they’re stolen from a truck or job site?

I’m a one-person masonry business. Do I still need workers’ comp?

What if a subcontractor I hire causes a loss?

How are masonry insurance premiums usually priced?

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.