Library Insurance
Library Insurance
Library Insurance
Learn what kind of coverage you need as a Library. Ready for a quote? We'll help protect your practice quickly and simply.
Learn what kind of coverage you need as a Library. Ready for a quote? We'll help protect your practice quickly and simply.
Learn what kind of coverage you need as a Library. Ready for a quote? We'll help protect your practice quickly and simply.
Backed by 20+ years’ experience
Save up to 35% on premiums
Partnership with top carriers
We partner with 100+ insurance companies you can count on.
Why Does a Library Need Insurance?
Libraries welcome the public, host programs, and safeguard collections, equipment, and data. One slip-and-fall, a burst pipe in the stacks, or a cyber incident can disrupt services and strain budgets without the right insurance.
What Does Library Insurance Cover?
It can cover injuries on your premises, damage to buildings and collections, theft and vandalism, business interruption after a covered loss, and certain data and privacy events tied to your systems.
Patron injury during a program
Water damage in the stacks
Ransomware locks the catalog system
Library Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
What insurance does a library typically need in California?
Most libraries start with general liability and commercial property coverage, then add cyber coverage because patron data and online services are part of daily operations. If you have employees, California also requires workers’ compensation. Many libraries also consider crime coverage for theft and funds handling, plus business interruption to help keep services running after a covered property loss.
Does general liability cover incidents at library events and off-site programs?
Are rare books, archives, and special collections covered under a standard property policy?
If a book is damaged or lost, is that an insurance claim?
What does cyber insurance do for a library?
How are leased spaces, shared facilities, and certificates of insurance handled?
What insurance does a library typically need in California?
Most libraries start with general liability and commercial property coverage, then add cyber coverage because patron data and online services are part of daily operations. If you have employees, California also requires workers’ compensation. Many libraries also consider crime coverage for theft and funds handling, plus business interruption to help keep services running after a covered property loss.
Does general liability cover incidents at library events and off-site programs?
Are rare books, archives, and special collections covered under a standard property policy?
If a book is damaged or lost, is that an insurance claim?
What does cyber insurance do for a library?
How are leased spaces, shared facilities, and certificates of insurance handled?
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Protect your business now.
Quote in less than 5 minutes.
Protect your business now.
Quote in less than 5 minutes.
Protect your business now.
Quote in less than 5 minutes.
Protect your business now.
Quote in less than 5 minutes.