We partner with 100+ insurance companies you can count on.
Why Does a Landscaper Need Insurance?
Landscaping is hands-on work around clients, crews, vehicles, and expensive equipment. One slip, a broken sprinkler line, or a traffic accident can turn into a costly claim. Insurance helps keep a single incident from wiping out a season of profit.
What Does Landscaper Insurance Cover?
It can cover injuries to others, damage to a client’s property, accidents involving your work trucks, and stolen or damaged tools. It also helps with legal defense costs when a claim turns into a lawsuit.
A client trips over a hose
During a yard cleanup, a homeowner catches a foot on your hose and falls. The medical bills and a demand letter land on your desk, not theirs.
Property damage from routine work
A mower throws a rock through a window, or a crew member clips a sprinkler manifold while edging. Even small repairs can escalate when the client wants it fixed immediately.
A work truck causes an accident
On the way to a job site, your truck rear-ends another vehicle in traffic. Now there are injuries, vehicle damage, and questions about who pays and how fast.
Landscaper Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
