Janitorial Services Insurance

Janitorial Services Insurance

Janitorial Services Insurance

Learn what kind of coverage you need as a Janitorial Services. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Janitorial Services. Ready for a quote? We'll help protect your practice quickly and simply.

Learn what kind of coverage you need as a Janitorial Services. Ready for a quote? We'll help protect your practice quickly and simply.

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Why Does a Janitorial Services Need Insurance?

You work in other people’s buildings, often after hours, around slippery floors, chemicals, keys, and expensive equipment. One accident, damage claim, or injury can turn a routine job into a costly dispute. Insurance helps you keep contracts and keep moving.

What Does Janitorial Services Insurance Cover?

It can cover third-party injuries, property damage you cause while cleaning, legal defense, and certain employee injuries. Many policies can also include coverage for your tools, supplies, and vehicles used for job sites.

Slip-and-fall after mopping

A tenant walks through a freshly cleaned hallway, slips, and needs medical treatment. General liability can help pay for damages and legal costs if you’re blamed for missing signage or unsafe conditions.
A tenant walks through a freshly cleaned hallway, slips, and needs medical treatment. General liability can help pay for damages and legal costs if you’re blamed for missing signage or unsafe conditions.

Damage to a client’s property

Disinfectant etches a stone countertop or a floor buffer gouges finished wood. Liability coverage can help with repair or replacement costs, even when the damage is accidental.
Disinfectant etches a stone countertop or a floor buffer gouges finished wood. Liability coverage can help with repair or replacement costs, even when the damage is accidental.

Employee hurt on the job

A crew member strains their back lifting trash bags or gets a chemical burn while mixing cleaners. Workers’ compensation can help cover medical bills, lost wages, and required benefits.
A crew member strains their back lifting trash bags or gets a chemical burn while mixing cleaners. Workers’ compensation can help cover medical bills, lost wages, and required benefits.

Janitorial Services Insurance Made Simple

Everything you need to know about protecting your business, from coverage basics to real-world scenarios.

What insurance do janitorial companies usually need to get hired?

Most commercial clients want proof of general liability, and many also require workers’ compensation if you have employees. If you use a vehicle for jobs, commercial auto is commonly requested. Some contracts also ask for additional insured status and specific limits, so it helps to review the contract language before you bind coverage.

I’m a solo cleaner. Do I still need insurance?

Does general liability cover theft accusations or lost keys?

Are my equipment and supplies covered if they’re stolen from my van or a job site?

What’s the difference between being bonded and being insured?

How are janitorial insurance premiums usually priced?

What insurance do janitorial companies usually need to get hired?

Most commercial clients want proof of general liability, and many also require workers’ compensation if you have employees. If you use a vehicle for jobs, commercial auto is commonly requested. Some contracts also ask for additional insured status and specific limits, so it helps to review the contract language before you bind coverage.

I’m a solo cleaner. Do I still need insurance?

Does general liability cover theft accusations or lost keys?

Are my equipment and supplies covered if they’re stolen from my van or a job site?

What’s the difference between being bonded and being insured?

How are janitorial insurance premiums usually priced?

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2026 GritStone Agency Inc. All rights reserved.