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What Is Inland Marine?
Inland Marine is commercial property insurance for tools, equipment, and materials that move between job sites or are stored off site. It fills gaps when your property is away from your main location or in transit.
What Does Inland Marine Cover?
It can cover physical loss or damage to mobile business property from theft, fire, vandalism, and some transit-related accidents, based on the items scheduled and the policy terms.
Tools stolen from a job site
Equipment damaged while being transported
Materials lost at a temporary storage location
Key Features of Inland Marine
Coverage that follows your property
Instead of being tied to one address, Inland Marine is designed for property that travels, rotates between locations, or sits at temporary sites.
Itemized scheduling for higher value gear
Many policies let you list specific tools or equipment with values, which helps match limits to what you actually own and reduces surprises at claim time.
Flexible options by industry and use
Contractors, installers, photographers, and service businesses often need different triggers and limits. Inland Marine can be tailored for tools, equipment, and installation materials.
Inland Marine Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.
