We partner with 100+ insurance companies you can count on.
Why Does a HVAC Need Insurance?
HVAC work puts you in customers’ homes, on rooftops, and around expensive equipment. One refrigerant leak, water damage from a condensate line, or an on-the-job injury can turn into a costly claim. Insurance helps keep a single incident from disrupting your cash flow.
What Does HVAC Insurance Cover?
HVAC insurance can cover property damage and injuries you cause while working, accidents involving your work truck, theft of tools and equipment, and employee injuries. It can also help with legal defense costs when a job goes sideways.
Water damage after an install
Work truck crash on the way to a call
Tools stolen from a job site
HVAC Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.













