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Why Does a Handyman Need Insurance?
One small mistake can turn into a big bill. If a client’s property is damaged, someone gets hurt, or a tool is stolen from a jobsite, insurance helps cover costs so a single incident does not derail your business.
What Does Handyman Insurance Cover?
It can cover third party injuries, property damage you cause, damage to your tools and equipment, and job related claims tied to your work. Many policies can also include coverage for your work vehicle.
A client trips over your drop cloth
You are patching drywall and a homeowner slips near your work area. Their medical bills and a potential lawsuit can be handled under general liability.
You accidentally damage a finished surface
While replacing a faucet, you crack a stone countertop or cause a slow leak that stains a cabinet. Liability coverage can help pay for repairs and related costs.
Your tools disappear from the jobsite
Your drill set and saw are stolen from a locked garage during a remodel. Tools and equipment coverage can help replace what you need to keep working.
Handyman Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
