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What Is General Liability?
General Liability is a core business policy that helps pay for claims when your company is accused of causing bodily injury, property damage, or certain advertising injuries to others. It often covers legal defense, settlements, and judgments.
What Does General Liability Cover?
It can cover third party injury and property damage claims, many legal defense costs, and certain personal and advertising injury claims like libel or slander tied to your business activities.
A customer slips at your location
You damage a client’s property on a job
A marketing claim turns into a lawsuit
Key Features of General Liability
Helps pay for legal defense
Even if a claim feels exaggerated, defense costs add up fast. General Liability commonly helps cover attorney fees, court costs, and investigation expenses for covered allegations.
Protection for everyday third party accidents
It is designed for the most common liability scenarios businesses face, like a visitor injury or accidental damage to someone else’s property connected to your operations.
Often required to do business
Many landlords, vendors, and clients ask for a certificate of insurance before signing a lease or contract. General Liability is frequently the baseline coverage they want to see.
General Liability Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.
