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Why Does a Foster Home Need Insurance?
Caring for children in your home comes with real responsibility and real risk. Insurance helps protect you when accidents happen, allegations arise, or a property issue disrupts placements. It also supports licensing and contracting requirements.
What Does Foster Home Insurance Cover?
It can cover injury claims, allegations of negligence, damage to your home and belongings from covered losses, and legal defense costs. Coverage can also extend to vehicles used for transport and certain staff or volunteers.
A child is injured during normal daily activity
An allegation triggers an investigation
A home incident disrupts care
Foster Home Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.













