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Why Does a Doula Need Insurance?
You work closely with clients during high-stress, high-emotion moments. A misunderstanding, a slip in a client’s home, or a lost phone with client notes can turn into a costly claim. Insurance helps protect your income, reputation, and business.
What Does Doula Insurance Cover?
Doula insurance can cover client injury or property damage, claims that your services caused harm, and certain legal defence costs. It may also help with tools and equipment you rely on to do your work.
A client says your guidance caused harm
After birth, a client alleges your support and recommendations contributed to complications and demands reimbursement for medical bills. Coverage can help with legal defence and settlement costs, even if you did nothing wrong.
Someone gets hurt during a home visit
You’re visiting a client and a family member trips over your bag in the hallway and sprains an ankle. General liability can help cover medical expenses and related legal costs.
A privacy mistake turns into a complaint
Your laptop is stolen and it contains client intake forms and birth preferences. A client claims their private information was exposed and asks for damages. Certain policies can help with response costs and defence.
Doula Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
