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What Is Crime & Fidelity?
Crime & Fidelity insurance helps cover financial losses caused by theft, fraud, or dishonesty. It’s designed to protect your business when money, securities, or property are taken through employee actions or outside criminal activity.
What Does Crime & Fidelity Cover?
It can cover employee theft, forgery, funds transfer fraud, and certain third-party theft losses. Coverage may include stolen cash, altered checks, and direct financial loss from covered crime events.
Employee steals company funds
Check fraud and forged endorsements
Social engineering leads to a wire loss
Key Features of Crime & Fidelity
Protection for internal and external crime
Policies can be structured to address employee dishonesty as well as common outside threats like robbery, burglary, and certain types of fraud.
Options tailored to how you move money
If your business relies on ACH, wire transfers, or high check volume, you can often add coverage that matches your payment workflows and approval controls.
Coverage can extend to client property in your care
For certain industries, fidelity coverage may be written to protect against employee theft of customer property or funds you’re responsible for, subject to the policy form and limits.
Crime & Fidelity Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.
