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Why Does a Co-Op Need Insurance?
Co-ops combine shared ownership, shared spaces, and shared decision-making. That also means shared exposure when something goes wrong, from a slip-and-fall to property damage, board disputes, or an employee injury. Insurance helps keep one incident from becoming a financial crisis.
What Does Co-Op Insurance Cover?
Co-op insurance can protect your building and common areas, cover liability from day-to-day operations, and respond to claims tied to directors and officers decisions. It can also help with payroll-related injuries and certain income losses after a covered event.
A resident slips in a common area
Water damage spreads between units
Board decision triggers a lawsuit
Co-Op Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
