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What Is Business Interruption?
Business Interruption insurance helps replace lost income when a covered event forces your business to slow down or temporarily close. It’s designed to keep your finances steady while you recover and reopen.
What Does Business Interruption Cover?
It can help pay for lost revenue and ongoing operating expenses after a covered property loss, like fire or certain water damage, that disrupts your normal operations.
Fire shuts down your storefront
Water damage pauses production
You relocate temporarily to keep serving customers
Key Features of Business Interruption
Helps replace lost business income
If a covered claim interrupts your operations, this coverage can help bridge the gap between what you would have earned and what you actually bring in while you recover.
Supports ongoing expenses during downtime
Rent, certain payroll, loan payments, and other fixed costs do not stop just because your doors are closed. Business Interruption can help you keep up with essential bills.
Coverage is tied to a covered physical loss
Business Interruption typically applies when there is direct physical damage from a covered cause of loss under your property policy, and that damage is what creates the shutdown or slowdown.
Business Interruption Made Simple
Everything you need to know about this coverage, from basic definitions to real-world application scenarios.












