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Why Does a Boy and Girl Scout Need Insurance?
Scouts meet in borrowed spaces, run events, travel, and work with youth. One injury, property accident, or allegation can turn into a costly claim. Insurance helps protect leaders, the unit, and your finances when something unexpected happens.
What Does Boy and Girl Scout Insurance Cover?
Coverage can help with injuries to others, damage to meeting locations, claims tied to activities and events, and certain legal defense costs. It can also protect gear and supplies and address auto exposures when vehicles are used for scouting.
Injury at a troop activity
A scout slips during a hike and a parent alleges poor supervision. A liability claim can include medical costs and legal defense, even if leaders followed safety procedures.
Damage to a meeting facility
During a meeting at a school or church, a craft project sparks a small fire and damages a room. The host location may seek reimbursement for repairs and cleanup.
Accident on the way to an event
A volunteer drives scouts to a campout and is involved in a crash. Injuries and lawsuits can follow, especially when personal auto limits are not enough or multiple parties are named.
Boy and Girl Scout Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
