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Why Does a Appliance Installation Need Insurance?
Appliance installs put you in customers’ homes with heavy equipment, water lines, gas hookups, and electrical connections. One mistake, slip, or damaged floor can turn into a costly claim, even if you did everything right.
What Does Appliance Installation Insurance Cover?
It can cover third-party injuries, property damage during installs, completed-work problems, stolen tools, and certain job-related auto accidents, depending on the policies you choose.
Water line leak after a dishwasher install
A fitting loosens overnight and the kitchen floods. Coverage may help pay for the customer’s damaged cabinets and flooring, plus legal costs if they claim the install was faulty.
Customer injury during a delivery and install
While moving a range, a customer steps into your path, slips, and gets hurt. Coverage may help with medical bills and a lawsuit, even if the injury wasn’t your fault.
Tools stolen from your van between jobs
Your van is broken into at a jobsite and your specialty install tools disappear. Coverage may help replace stolen equipment so you can keep scheduled installs on track.
Appliance Installation Insurance Made Simple
Everything you need to know about protecting your business, from coverage basics to real-world scenarios.
