For as low as $14/month

Affordable Protection. Tailored for You.

Affordable Protection. Tailored for
Non-Profits.

Affordable Protection. Tailored for You.

Small businesses and non-profits face unique risks. We make insurance simple, affordable, and tailored — so you can focus on serving your community.

Small businesses and non-profits face unique risks. We make insurance simple, affordable, and tailored — so you can focus on serving your community.

Small businesses and non-profits face unique risks. We make insurance simple, affordable, and tailored — so you can focus on serving your community.

Coverage That Supports Your Cause

Coverage That Supports Your Cause

We Understand the Unique Risks You Face

We Understand the Unique Risks You Face

We Understand the Unique Risks You Face

We believe protecting your mission starts with protecting the people behind it — your board, your team, and your supporters.

We believe protecting your mission starts with protecting the people behind it — your board, your team, and your supporters.

We believe protecting your mission starts with protecting the people behind it — your board, your team, and your supporters.

Business Owner's Policy (BOP)

General liability, property insurance, and more all in one convenient package. Get insured for as low as $23.75/month.

Business Owner's Policy (BOP)

General liability, property insurance, and more all in one convenient package. Get insured for as low as $23.75/month.

Business Owner's Policy (BOP)

General liability, property insurance, and more all in one convenient package. Get insured for as low as $23.75/month.

Business Owner's Policy (BOP)

General liability, property insurance, and more all in one convenient package. Get insured for as low as $23.75/month.

Cyber Insurance

Affordable protection against data breaches, phishing, and cyber threats that can disrupt your mission.

Cyber Insurance

Affordable protection against data breaches, phishing, and cyber threats that can disrupt your mission.

Cyber Insurance

Affordable protection against data breaches, phishing, and cyber threats that can disrupt your mission.

Cyber Insurance

Affordable protection against data breaches, phishing, and cyber threats that can disrupt your mission.

Directors & Officers Insurance

Protects your board and leadership from lawsuits related to decisions made on behalf of your organization.

Directors & Officers Insurance

Protects your board and leadership from lawsuits related to decisions made on behalf of your organization.

Directors & Officers Insurance

Protects your board and leadership from lawsuits related to decisions made on behalf of your organization.

Directors & Officers Insurance

Protects your board and leadership from lawsuits related to decisions made on behalf of your organization.

Why Choose GritStone

Insurance that keeps you safe and your costs manageable.

20+ Years of Expertise

20+ Years of Expertise

Our team combines decades of experience focused on commercial insurance. We know your risks, your requirements, and how to secure coverage that actually fits your needs.

Our team combines decades of experience focused on commercial insurance. We know your risks, your requirements, and how to secure coverage that actually fits your needs.

More Markets. Better Quotes.

More Markets. Better Quotes.

We’re appointed with niche insurance companies that specialize in your business. That means competitive quotes and the right coverage without overpaying.

We’re appointed with niche insurance companies that specialize in your business. That means competitive quotes and the right coverage without overpaying.

Fast, Reliable Service

Fast, Reliable Service

We pride ourselves on being available when you need us most, from urgent certificates to timely claim support.

We pride ourselves on being available when you need us most, from urgent certificates to timely claim support.

Customer Reviews

Customer Reviews

Check what our satisfied clients said

Check what our satisfied clients said

Check what our satisfied clients said

Non-profit leaders that trust us to simplify insurance so they can stay focused on their communities, volunteers, and impact.

Non-profit leaders that trust us to simplify insurance so they can stay focused on their communities, volunteers, and impact.

Non-profit leaders that trust us to simplify insurance so they can stay focused on their communities, volunteers, and impact.

Adam Pearce

Board Chair, Community Arts Collective

Cindy thoroughly guided us through the D&O policy and explained it thoroughly. She took her time, ensuring we fully understood the fundamentals before proceeding with the signing process.

Adam Pearce

Board Chair, Community Arts Collective

Cindy thoroughly guided us through the D&O policy and explained it thoroughly. She took her time, ensuring we fully understood the fundamentals before proceeding with the signing process.

Adam Pearce

Board Chair, Community Arts Collective

Cindy thoroughly guided us through the D&O policy and explained it thoroughly. She took her time, ensuring we fully understood the fundamentals before proceeding with the signing process.

Adam Pearce

Board Chair, Community Arts Collective

Cindy thoroughly guided us through the D&O policy and explained it thoroughly. She took her time, ensuring we fully understood the fundamentals before proceeding with the signing process.

Sally Robson

Executive Director, City Food Bank

We don’t have a risk manager, so insurance always felt intimidating. GritStone explained things in plain English and made sure our board and volunteers are covered. It feels like a weight off my shoulders.

Sally Robson

Executive Director, City Food Bank

We don’t have a risk manager, so insurance always felt intimidating. GritStone explained things in plain English and made sure our board and volunteers are covered. It feels like a weight off my shoulders.

Sally Robson

Executive Director, City Food Bank

We don’t have a risk manager, so insurance always felt intimidating. GritStone explained things in plain English and made sure our board and volunteers are covered. It feels like a weight off my shoulders.

Sally Robson

Executive Director, City Food Bank

We don’t have a risk manager, so insurance always felt intimidating. GritStone explained things in plain English and made sure our board and volunteers are covered. It feels like a weight off my shoulders.

James Hillier

Board Chair, Community Arts Collective

As a board, we worried about liability if something went wrong. Getting D&O coverage was quick, and they actually took the time to explain what was in the policy. Very happy with the responsiveness of the team.

James Hillier

Board Chair, Community Arts Collective

As a board, we worried about liability if something went wrong. Getting D&O coverage was quick, and they actually took the time to explain what was in the policy. Very happy with the responsiveness of the team.

James Hillier

Board Chair, Community Arts Collective

As a board, we worried about liability if something went wrong. Getting D&O coverage was quick, and they actually took the time to explain what was in the policy. Very happy with the responsiveness of the team.

James Hillier

Board Chair, Community Arts Collective

As a board, we worried about liability if something went wrong. Getting D&O coverage was quick, and they actually took the time to explain what was in the policy. Very happy with the responsiveness of the team.

Kelly Pearce

CEO, Hope Housing Foundation

We needed a certificate quickly for a grant, and Cindy got it to us without any hassle. She kept things simple and followed up to make sure it worked for the funder.

Kelly Pearce

CEO, Hope Housing Foundation

We needed a certificate quickly for a grant, and Cindy got it to us without any hassle. She kept things simple and followed up to make sure it worked for the funder.

Kelly Pearce

CEO, Hope Housing Foundation

We needed a certificate quickly for a grant, and Cindy got it to us without any hassle. She kept things simple and followed up to make sure it worked for the funder.

Kelly Pearce

CEO, Hope Housing Foundation

We needed a certificate quickly for a grant, and Cindy got it to us without any hassle. She kept things simple and followed up to make sure it worked for the funder.

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Get Value Every Week

Subscribe to our newsletter for updates.

Receive grants data, compliance changes, industry lawsuits, and practical risk management straight to your inbox.

1K people are already getting value from our newsletter

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2025 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2025 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2025 GritStone Agency Inc. All rights reserved.

Protect your business now.

Quote in less than 5 minutes.

Insurance solutions built exclusively for businesses, boards, and communities.

© 2025 GritStone Agency Inc. All rights reserved.